Banking · Loans · Insurance · Planning
Money decisions, made clearer.
Plain-English guides to bank accounts, NRI banking, loans and EMIs, insurance cover and long-term planning, with free calculators to run your own numbers.
- 53 in-depth guides
- 6 topic areas
- 3 free calculators
Quick EMI check
Monthly EMI
₹21,696
- Principal
- ₹25,00,000
- Total interest
- ₹27,06,939
- Total payable
- ₹52,06,939
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Everything on the siteInsurance
Protect your life, health, home, car and travel plans with the right cover.
Loans
Home, car, education, personal and two-wheeler loans explained, from eligibility to EMIs.
Credit Cards
How credit cards work and how to use them well.
Banking
Savings, current, business, merchant and NRI accounts made simple.
Investments
Equity, mutual funds, PPF, fixed deposits, CDs, real estate and more.
Planning & Retirement
Financial, tax, estate and retirement planning.
Popular guides
Introduction to NRI Banking
The 1990s were a time of great change for the banking sector in India – the Government set liberalization measures in motion. A few private banks got licensed to set up shop and…
Home LoansIntroduction to Home Loans
Are you looking for a home loan? If yes, read our article Introduction to Home Loans on BankandFinance.com and educate yourself before you start applying for house loans. Almost…
Health InsuranceIntroduction to Health Insurance
In our Introduction to Health Insurance we will see that it is the most important type of insurance that an individual or family can have because health is of the utmost…
Retirement PlanningIntroduction to Retirement Planning
In this section of Introduction to Retirement Planning, BankandFinance.com goes through why individuals need to be educated about this, even at a young age. Every individual…
Introduction to Credit Cards
During this Introduction to Credit Cards section on BankandFinance.com we walk you through all the benefits and steps to a credit card. A credit card is a system of payment…
Personal LoansPersonal Loan Eligibility
Finances play an important role in the lives of individuals and companies. Even though people save for unexpected situations, there are instances when they need money to meet…
Calculators
All toolsLoan EMI Calculator
Work out the monthly instalment, total interest and payoff schedule for any loan.
Home Loan Affordability
See how much you can comfortably borrow based on your income and existing EMIs.
Retirement Planning Calculator
Estimate the corpus you will need and the monthly savings to get there.
From the blog
All postsLIC Personal Insurance: Importance of Personal Insurance, Life Insurance, and Health Insurance
Life is an uncertain adventure. Most of the times, along the journey, we don’t know what awaits us around the corner. Good or bad, there’s absolutely no way to predict it. As soon as we buy a new car, a new bike or a…
Life InsuranceLife Insurance Corporation of India (LIC) discontinuing as many as 34 Plans
At BankandFinance.com, it has come to our attention that Life Insurance Corporation of India (LIC) will be discontinuing many popular plans to be compliant with new regulations on non-linked insurance schemes. A senior…
Home LoansHome Loan Lending & Housing Loans EMI
You’ve decided to treat yourself with a brand new home. Next comes the stage where you will have to pay for it: either by borrowing a home loan from a bank or a lending agency, or by just splashing your own cash. And…